Steven Booras

Steven is amazing to work with!!!!!! Highly recommend to anyone. Anyone looking for an honest and efficient mortgage broker should consider him!! !

Always a top notch experience

Steve goes above and beyond to get you the best deal with a seamless transaction! Him and and his team are top notch and are there to assist you whenever needed!

⭐⭐⭐⭐⭐

Steve Booras at Bay Capital Mortgage was amazing! As a first-time homebuyer, I had no idea what I was walking into, and Steve made the entire process feel manageable, transparent, and even exciting. He took the time to explain every step, answered every question and was always SO responsive! What stood out most was how much he genuinely cared about getting us the best outcome, not just closing the deal. He was proactive, kept us informed throughout, and made us feel like a priority every step of the way. If you are looking for a mortgage lender who is knowledgeable, trustworthy, and truly invested in your success, Steve is your person. We could not have asked for a better experience. Highly, highly recommend!!! Will be working with him again!

Steven Saved The Day After Switching from a Bad Experience. Highly Recommend!

I found Steven originally from a google search of the lowest interest rate. I called the number and he was very nice from the start. I could tell that he was very smart because he told me has an accounting background so he is good with numbers. He approved me with ease but my offer was not accepted. Fast forward a year later, I remembered Steven and called him to let him know my terrible experience that I was having with another broker. I only had a few weeks to do a cash-out refinance before my appraisal expired. Steven told me he could get it done and I put all my trust in him. He walked me through everything and we closed in a matter of 2 weeks. I didn't think it could be done, but Steven held up his promise to me. A few weeks later, I put in an offer on a new house and I called Steve for a preapproval letter. He sent it to me right away and I actually closed on a new house a month after Steven helped me close my refinance. I cannot express enough how great Steven is. In a time of stress and extreme need of help with my refinance, Steven got the job done. For the purchase, the escrow process with Steven's lender was the easiest I have ever experienced (I have made about 5 purchases so far). Steven is smart, easy to reach, and will answer your questions. Most importantly, if he says he can get the job done, believe him and work with him to achieve your end goals. THANK YOU Steve.

Steve Booras is amazing

He is extremely friendly, professional, helpful and has already helped me out twice!!! My original loan and then a recent refinance. He stands by his words and goes beyond to make things happen! Highly recommend

This is Your Guy

Steve (Steven) Booras knows his stuff and most importantly does what he says he will do. We got a call from him and he asked a few questions but was different. He listened to our situation and understood we needed to close fast. Once I said yes, he took the bull by the horns and got our desired result. Easy to talk to and did not try to over sell anything. Thank you Steve for making the others look bad.

Steven Booras's Response:
Thank you for the kind words. It was our pleasure, and we are so happy for your family and your new home.

Outstanding Service - Highly Recommended!

I’ve been a Realtor for over 20 years and work with lenders regularly. Most of the time, I’m chasing them down for updates, dealing with overpromises, and managing last-minute issues myself. Wanting to try a lender outside my usual network, I chose Steven Booras and Chad Goette—and I’m glad I did! From start to finish, the loan process was straightforward and seamless. Steven and Chad were on point at all times, providing consistent updates and delivering exactly what they promised—and more. Their old-fashioned approach to service means they over-deliver rather than just meet expectations. Like any transaction, a few challenges arose along the way, but Steven took charge, assured me he would handle them—and he did. Not only did I experience top-tier service, but I also secured a great rate! There are plenty of lenders promising competitive rates and stellar service, but Steven and Chad truly stand out. I can confidently say I would refer my clients to them without hesitation. They are a fantastic team that gets the job done right!

Professional and Highly experienced

I recently had the pleasure of working with Steve Booras from Bay Capital/Omni Fund, and I couldn't be more satisfied with the service I received. He help me close on a home last year as well. From the very beginning, he demonstrated a high level of professionalism, knowledge, and dedication that truly set him apart from other mortgage brokers I’ve encountered. His expertise helped me navigate the complexities of securing a mortgage with confidence. His level of personalized attention made a significant difference in my experience.

Steven is excellent and I highly recommend him!

I have been through the mortgage process 5 times before with other lenders and Steven made this mortgage the most pleasant, pain free, speedy experience by far... while also fetching me a rate that amazed the other lenders I was speaking to. Our loan required a very tight schedule (about ~10 working days) and he delivered. He leverages his vast experience to ensure his clients understand all that is going on and works hard to ensure there are no surprises at the end. I highly recommend Steven and will be going to him first for all my future mortgage needs.

I would give Steve 10 stars if I could.

Working with Steve and his team was an absolute pleasure. Throughout the loan process, we encountered various challenges and obstacles that required the expertise of an experienced team to navigate successfully. I want to express that my experience with Steve was excellent, and I highly recommend him for all your loan needs. His professionalism, knowledge, and dedication made a significant difference, and I believe he would provide the same outstanding service to others.